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Insurance Claims

Read More roof coverage claim
07/01/2013 Insurance Claims Newsletter

Greeley Roof Specials

Legacy Roofing is a Local Roofing Contractor that is well known for Greeley Roof Specials. August Roof Damage
Replacing a roof is a fairly hefty expenditure. For that reason, people often put it off for as long as possible. Unfortunately, there are some circumstances in which you should replace your roof right away, no matter what, and whether you want to or not. Do you fit into this category? Here are three ways to know you need a new roof:

Dips in the roof. It is easy to spot dips in the roof if you back far enough away from your house and look carefully. Dips in the roof are exactly what they sound like: areas in the roof that are dipping below other areas. They are often indicative of either rot or water swell in the foundation of the roof | both signs that it is time to replace your home

Damaged shingles. Shingles that are curling up generally indicate that a roof has reached the end of its life. This is because it is easiest (and most likely) for shingles to curl when they have lost the entirety of their UV coating. You also need to pay attention to the amount of granules your shingles are losing. If it is an excessive amount, then that is a tell-tale sign that your old shingles need to be replaced for new ones. tear off my roof

Leaks

. You may be able to stretch the life of a leaky roof with repairs, but if you notice that the leaks seem to be larger, or multiplying, it is likely that you will need to replace your roof altogether. Keep in mind that some leaks are easier to spot than others. While a puddle in the floor is obvious, you also need to be on the lookout for discolorations on your ceiling. Any brown spots are indicative of moisture, which could be coming from a leaky roof.Thank You for visiting Legacy for Greeley Roof Specials.

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    Read More Approved Insurance Claims
    06/27/2013 Insurance Claims

    Roofing Insurance Claims for Storm Damage

    Roofing Insurance Claims for storm damage: As homeowners, we are vulnerable to mother nature every day. When misfortune lands at our doorstep or, in this case, our rooftop, we can be thankful for insurance coverage and the availability of roofing insurance claims for storm damage. When purchasing insurance, it is always advisable to check with your insurance agent about your policy’s coverage as it relates to roofing insurance claims storm damage.

    Colorado Roofing Insurance Claims for Storm Damage

    If you live in an area where storms, especially those known to create a lot of damage, occur frequently, ask your agent to explain exactly what is covered in the event of a loss. For instance, if you live in an area that is known for hurricanes, tornadoes or flooding, these are all factors that could cause major damage and the policy regarding roofing insurance claims for storm damage needs to be clearly defined. At times, there are reports of individuals who suffer extensive storm damage to their home only to learn that their policy did not cover roofing insurance claims for storm damage. There is no doubt that storm damage can cause a lot of problems with your roof in particular, so it’s extremely important to make sure your insurance policy covers any problems that may arise in the event that the unexpected should occur.
    When you think about it, our roof is the only thing that protects us from rain, snow, sleet or, in the worst case, a natural disaster. It is expected that, at some point, our roof will be in need of repair. Our roof is essential to a home because, without it, we would be left out in the rain – literally.

    Filing Roofing Insurance Claims

    If your roof is damaged during a storm, the first thing to do is contact your insurance agent. You will need to ask about their policy regarding the filing of roofing insurance claims for storm damage. Your agent will then advise you in proper procedures and deadlines. Explain to your agent, in detail, exactly what damage was caused and the date of the occurrence. If your roof is leaking, it will need to be repaired or replaced immediately to avoid further damage to the interior of your home. It’s important to inform your agent of any repairs that need to be made without delay. This information is crucial in the processing of roofing insurance claims for storm damage.
    After the initial contact with your insurance agent, you should receive a letter or telephone call from their department, which handles roofing insurance claims for storm damage. Following that, an adjuster will likely contact you. In most instances, the adjuster will want to see the damage, take photographs of the loss and will provide the insurance company with an estimate on the cost of repair or replacement. It is not advisable to sign a contract or make any agreements until your hear from your insurance agent. The adjuster may, however, provide you with an estimate on the cost to repair any damage that your roof has sustained during a storm.
    Once you receive an estimate from your roofing insurance company, you may begin the process of contracting the work out to a professional. If you choose to hire a professional, ask them to provide you with a projected cost once they have reviewed the damage. During your initial conversation, explain that the funds will come from your insurance company’s claims department, which handles the payment of roofing insurance claims for storm damage. Provide the projected cost information to your insurance company for processing. Depending on the company’s policy, the funds may be paid upfront or after the job is complete. If the money is held until completion, have an invoice sent to the roofing insurance agent for final payment.

    Read More parker roofing
    06/06/2013 Insurance Claims Residential

    Roofing in Parker

    Roofing in Parker has been very consistent since the southlands storm in 2009. Legacy Roofing is the trusted name for Parker Roofing Contractors. We are a locally owned and operated company that specializes in residential roofing replacements and repairs. We take pride in helping Parker residents get their lives back on track with our fast and professional roofing services, and we have installed thousands of roofs all over Colorado. Our expert staff of roofers and contractors have years of experience working on everything from roofing and gutters to siding, painting, windows and much more. Call Legacy Roofing for a free roofing in parker estimate

    Roofing in Parker

    contains a lot of different options from shingle manufacturer’s, colors, permits, reroof time frame, and lots more. Legacy Roofing is a trusted household name well know for roofing in Parker, Co.

    Good roofing in Parker Contractors

    really matters when shopping for the best roofing options. Legacy Roofing staff has serviced and roofed over 350 homes in Parker, Co. We have a good household name with the best in Quality Customer Service. Legacy Roofing in Parker has 7 Legacy Insurance Claim Reps that have helped friends, family, and neighbors. Our work ethic and dedication to our Legacy in the roofing industry has set us apart from all other competitors. We have roofed Apartments in Parker, Townhomes, Commercial Flat Roofs, and much much more exterior repair. Call Legacy Roofing in Parker Staff Today for a free estimate.

    Read More denver roofer
    04/16/2013 Apartment Building Roofing Systems Home Insurance Claims Residential Town Home Community

    Legacy Roof Measurements

    legacy roofing crewLegacy Roofing uses Precise Aerial Measurements from Eagleview that gives Legacy’s Team a cutting edge in the Re Roofing Industry here in Colorado. We use a satellite system in space that gives the exact measurements needed to provide our clients with free estimates. This measurements is new technology that insurance companies rely on to give exact Measurements. Much like Google Earth images, but with a lot more detailed information pertaining to your roof system. Legacy Roofing’s office has made it easy for clients to enter their own claim information in our calculator to give a good ballpark estimate of what a roof should cost. Our ideas and dedication to the storm damage industry has made us among the most elite team in Colorado. We are doing everything that most local competitor’s cannot comprehend. Our IT department works on the re roof industry for tomorrow, therefor have the cutting edge in today’s world. Most Colorado Roofing Companies want to send their “salesman” to get with you face to face so it’s hard for you to make the best choice during the re-roofing process

    Legacy Roofing Process

     

    Legacy Roofing: Roof Replacement Process Checklist

     
    Client Agreement: Signing of the contingency agreement with Legacy Roofing, LLC representative establishing our working relationship should your claim be approved by your insurance company.
    Call in Claim: Contact your insurance company to request that an adjuster come out to inspect your roof. If asked to provide a date of loss, (storm date) you may tell the insurance company that you have been informed of wind/ hail damage on your roof and would like an inspection but are unsure of the actual date of loss.
    Adjustment information: Your Insurance Company will contact you regarding the date of inspection (known as the adjustment). We recommend that the homeowner be available at the time of adjustment, but it is not required.
    Contact Legacy Representative: Please contact your Legacy Roofing representative with your adjustment date as soon as you receive this information. Your Legacy Roofing representative will meet with your adjuster to negotiate the claim on your behalf.
    Adjustment: If the adjuster on your roof approves you for full roof replacement, they will produce a cost estimate that itemizes the amount that they will pay on your claim. This paperwork will accompany your first (ACV) check. Legacy Roofing will use this paperwork to be sure that all damage is accounted for in the claim and that they have produced accurate measurements and diagrams. Should your claim be denied, we can request a re-inspection and usually get positive results.
    First Insurance Check: The first thing that you will receive is for Actual Cash Value of the existing roof, or “ACV”. If you are the only party named on the check, you may simply sign over the check to Legacy Roofing, and we can begin the process of ordering materials for your new roof. In most cases, however, your check will also name the mortgage company. If this is the case, DO NOT endorses the check. ?Instead, have your Legacy Roofing Representative overnight on your behalf to expedite Mortgage endorsement first! Legacy Roofing will provide all the necessary docs that mortgage companies require in their endorsement package. Contractor W-9’s, scope of work, estimates are examples of “some” of the docs mortgage requires before they endorse. MOST all mortgage lenders want to sit on your full ACV and dispense in thirds so they gain the benefit of interest on insurance company dollars. Legacy Roofing works for you as the homeowner that incurred the loss.
    Contact Legacy for Pick Up:? Upon receiving your insurance check, contact your Legacy Roofing representative and he/ she will pick up your personal check in the same amount of your insurance proceeds made out to Legacy Roofing.
    Materials Delivered: Once your check has been picked up, the necessary materials for your new roof will be purchased and you will be informed of the delivery date of those materials. The materials will be delivered directly to your rooftop where they will be stored out of the way until your roofing project is underway.
    Scheduled Date to Begin Project: Our office will contact you when your project has been scheduled and inform you of the date in which the work will take place on your home. We ask that on the day/ days that your project is scheduled to take place, please keep all driveways and walkways cleared so that access to your roof will be available for our crews and their equipment. Usually the entire re-roofing process only takes one day.
    Final Insurance Check: Upon completion of your project, Legacy Roofing will invoice your insurance company for the remaining cost of your roof replacement. This check will be for the recoverable depreciation value. This check will be the final check from the insurance company and as soon as you receive it, please contact your Legacy Roofing representative for pick up. You may also be responsible at this time, for you insurance deductible per the agreement you have made with Legacy Roofing. This will complete your roof replacement process.

    Read More roof repair in denver
    04/10/2013 Insurance Claims Newsletter Town Home Community

    Online Roofing Estimates

    re roofing coloradoLegacy Roofing uses our online roofing estimating tools to give you a basic ballpark of about how much Roof’s are in Colorado. Estimates vary from new build construction to tearing off, disposing, and then installing the new shingle type of your choice. Most Local Competitors will do everything to raise their profit margins to substantial amounts. Legacy Roofing Discounts are provided to those referred by a previous client or those just doing research for this summer exterior projects. Work we perform includes roofing, gutters, siding, windows, paint, and Much More! Please fill in the basic details of your project so we can give you an idea of the best options available to you. Thank You for choosing and trusting Legacy Roofing for Online Roofing Estimates! Legacy Roofing provides top quality roofing product suitable for any style of home. We have roofed Asphalt Shingles, Tile, Stone Coated Steel, Flat, Metal, and More! There are multiple manufacturers to choose from that offer the same exact property specs.
    *Estimating Fields currently under Construction

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    Read More castle rock roof hail
    04/08/2013 Home Insurance Claims Roofing

    Free Roofing Estimates

    free roofing estimates Legacy Roofing is Colorado’s Preferred Roofing Contractor that provides Free Roofing Estimates. Legacy Roofing has Installed over 600 Roof systems in Colorado. These roof systems range from Residential Roofing, Commercial Flat Roofs, HOA Communities, and New Build Construction. Our Roofing Estimates include detailed line items through Xactimate Software which is the same software program all major insurance companies use. Our knowledgable insurance claim experts include all necessary materials in our quotes & estimates.
    Legacy Roofing Estimator’s
    Legacy Roofing Estimator’s will include all exterior storm damage including siding, gutters, windows, and paint. These are detailed line items that explain the exact type of work being performed. Most estimates include new felt paper, step flashing, pipe jacks, vent system, and what type of new roofing products you prefer for a free roofing estimate.

    Read More hail and wind claims
    04/01/2013 Insurance Claims

    Hail and Wind Claim In Firestone, Co

    Legacy Roofing is among the best to when it comes to having insurance adjusters approve / buy your hail and wind claim. We have our 17 years experience in roofing Colorado. Most Home Owners that a file a claim for hail and wind damage in Colorado do not have a contractor represent them. Legacy Roofing is familiar with the insurance language and often know exactly what the adjusters are looking for. When you have to file a roof claim in Firestone, call Legacy Roofing for a free estimate and inspection. Local Firestone Roofs are about 15 years old and are in need of replacement due to Hail and Wind Damage

    Read More legacy roofing plaza
    02/20/2013 Insurance Claims Town Home Community

    Roof Replacement Process

    Legacy Roofing: Roof Replacement Process Checklist

     
    Client Agreement: Signing of the contingency agreement with Legacy Roofing, LLC representative establishing our working relationship should your claim be approved by your insurance company.
    Call in Claim: Contact your insurance company to request that an adjuster come out to inspect your roof. If asked to provide a date of loss, (storm date) you may tell the insurance company that you have been informed of wind/ hail damage on your roof and would like an inspection but are unsure of the actual date of loss.
    Adjustment information: Your Insurance Company will contact you regarding the date of inspection (known as the adjustment). We recommend that the homeowner be available at the time of adjustment, but it is not required.
    Contact Legacy Representative: Please contact your Legacy Roofing representative with your adjustment date as soon as you receive this information. Your Legacy Roofing representative will meet with your adjuster to negotiate the claim on your behalf.
    Adjustment: If the adjuster on your roof approves you for full roof replacement, they will produce a cost estimate that itemizes the amount that they will pay on your claim. This paperwork will accompany your first (ACV) check. Legacy Roofing will use this paperwork to be sure that all damage is accounted for in the claim and that they have produced accurate measurements and diagrams. Should your claim be denied, we can request a re-inspection and usually get positive results.
    First Insurance Check: The first thing that you will receive is for Actual Cash Value of the existing roof, or “ACV”. If you are the only party named on the check, you may simply sign over the check to Legacy Roofing, and we can begin the process of ordering materials for your new roof. In most cases, however, your check will also name the mortgage company. If this is the case, DO NOT endorses the check. ?Instead, have your Legacy Roofing Representative overnight on your behalf to expedite Mortgage endorsement first! Legacy Roofing will provide all the necessary docs that mortgage companies require in their endorsement package. Contractor W-9’s, scope of work, estimates are examples of “some” of the docs mortgage requires before they endorse. MOST all mortgage lenders want to sit on your full ACV and dispense in thirds so they gain the benefit of interest on insurance company dollars. Legacy Roofing works for you as the homeowner that incurred the loss.
    Contact Legacy for Pick Up:? Upon receiving your insurance check, contact your Legacy Roofing representative and he/ she will pick up your personal check in the same amount of your insurance proceeds made out to Legacy Roofing.
    Materials Delivered: Once your check has been picked up, the necessary materials for your new roof will be purchased and you will be informed of the delivery date of those materials. The materials will be delivered directly to your rooftop where they will be stored out of the way until your roofing project is underway.
    Scheduled Date to Begin Project: Our office will contact you when your project has been scheduled and inform you of the date in which the work will take place on your home. We ask that on the day/ days that your project is scheduled to take place, please keep all driveways and walkways cleared so that access to your roof will be available for our crews and their equipment. Usually the entire re-roofing process only takes one day.
    Final Insurance Check: Upon completion of your project, Legacy Roofing will invoice your insurance company for the remaining cost of your roof replacement. This check will be for the recoverable depreciation value. This check will be the final check from the insurance company and as soon as you receive it, please contact your Legacy Roofing representative for pick up. You may also be responsible at this time, for you insurance deductible per the agreement you have made with Legacy Roofing. This will complete your roof replacement process.

    Read More front range roofing
    01/16/2013 Insurance Claims Roofing Town Home Community

    Leaky Roofs in Colorado

    material used for roof valleys
    The Cold weather and Snow have brought

    leaky roofs in Colorado

    to Home Owners. Legacy Roofing provides free estimates and inspections to all customers. We have over 17 years experience in re roofing Colorado and have expanded in to commercial services. Most roof replacements are paid per homeowners insurance policy due to hail, wind and water related damage. Cold weather in Colorado can allow snow fall to sit and pond on Colorado Roofs for days and even sometimes weeks! We are asked by most current clients if it is possible for ?roofing to take place in Colorado during winter months? Yes, Of course! We actually seem to be busiest in Winter because of the amount of time Insurance and Mortgage Companies take to complete their process of the claim. During any major storm in Colorado and even Nationwide creates a overload of new claims for that region. Make sure to trust your local Colorado Roofing Company and not the guys “in town” for a couple weeks! Quality Customer Service is what seperates Legacy’s Integrity from the competitor. Please browse services page and contact us Today!
     

    Legacy finds leaky roofs in Colorado

    is asked if it is safe or “OK” to roof in Colorado Winters. Insurance Claims can take sometimes weeks / months process of completing their insurance claim through mortgage and insurance claims department. Home Owners finally get funds available to complete work specified per their claim. Yes!! It only has to be ?35 degrees or above for Legacy Roofing to install your new roof correctly. We are busiest during winters because of damage not resolved by summer storms. We offer multiple discounts to Veterans, Seniors, and Children Hospital Employees. We continue to be overwhelmed with client referrals and Thank You Colorado for allowing us to service your Leaky Roofs in Colorado.

    Read More minor hail damage
    12/18/2012 Insurance Claims

    HOA TownHome Roofing Colorado

    HOA TownHome Roofing Colorado

    in Colorado have used Legacy Roofing to Service the Replacement of their roof systems on all buildings. Legacy Roofing has worked with multiple Home Owner Associations to Service their Insurance Claim. LakeWood Colorado experienced significant Roof Damage on 7/21/09. Their are still Town homes, Condo’s and Apartments that need full roof replacement. Legacy Roofing provides a detailed Cost Estimate that is competitive to Fair Market Value. Considering that their are multiple residents/ HomeOwners that HOA have to discuss what is best for budget. HOA Community can be on a strict budget to keep their community up keep. Legacy Roofing Will Provide Quality Products that go Above and Beyond Tradditional Building Code. Call Legacy Roofing To Service Toen Home Roofing in Colorado.
    You can read about the individual roofing materials we use and view some of our signature projects by browsing these sections, or you can contact Legacy right now to schedule an appointment to have one of our knowledgeable professionals to your home and evaluate the condition of your roof.
    Most Town Home Communities entire exterior are Insured by a Commercial Policy with the HOA. HOA is responsible for collecting dues and then providing Roof Service to the Exterior. Other common Trades are Gutters, Paint, and Siding. If you are concerned with the exterior condition of your property, Contact Your HOA or Legacy Roofing to inspect the condition of the roof. HOA TownHome Roofing in Colorado becomes a common service every 10 years.

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