Author: tjd

The 2023 Denver hail storm season has left a lasting impact on residents, homeowners, and the community as a whole. With a barrage of hailstorms accompanied by heavy rainfall, the region witnessed a significant rise in roof damage and other related issues. In this blog article, we will delve into the statistics and consequences of these powerful storms, shedding light on the extent of rain, hail, and the potential damage caused to roofs.

Rainfall and Hail Statistics:

During the 2023 Denver hail storm season, the region experienced an unprecedented amount of rainfall and hail. According to weather reports and local meteorological data, the total rainfall reached an average of X inches, making it one of the wettest seasons in recent memory. Moreover, the size of hailstones ranged from small marble-sized hail to golf ball-sized hail, with some instances of larger hailstones as well. This combination of heavy rainfall and sizable hailstones created a perfect recipe for potential damage to residential and commercial roofs across the Denver area.

Roof Damage and Its Consequences:

The impact of the 2023 Denver hail storm season on roofs was extensive, resulting in significant damage and subsequent consequences for homeowners. Some common consequences include:

1. Shingle Damage: The forceful impact of hailstones can cause shingles to crack, dent, or dislodge from the roof. This compromises the roof’s integrity and can lead to leaks, water infiltration, and further interior damage.

2. Granule Loss: Hailstones can strip away the protective granules on shingles, leaving them vulnerable to UV rays, accelerated aging, and reduced lifespan. Granule loss also affects the roof’s aesthetic appeal.

3. Structural Damage: In severe cases, large hailstones can cause structural damage to roofs, including punctures or holes. Such damage requires immediate attention to prevent water penetration and potential collapse.

4. Water Infiltration: Cracked or damaged shingles allow water to seep into the underlying layers of the roof, leading to moisture-related issues such as mold growth, rot, and compromised insulation.

Preventive Measures and Roof Inspection:

Considering the potential damage caused by the 2023 Denver hail storms, it is crucial for homeowners to take proactive measures to protect their roofs. Here are some preventive steps to consider:

1. Regular Roof Inspections: Schedule professional roof inspections to identify any existing damage or weak points. Inspections help detect potential problems early on, allowing for timely repairs or replacements.

2. Impact-Resistant Roofing Materials: When replacing or installing a new roof, opt for impact-resistant materials. These materials are specifically designed to withstand hail and minimize damage.

3. Reinforced Roofing Systems: Enhance your roof’s durability by reinforcing critical areas prone to hail damage, such as ridge caps, eave edges, and valleys. Reinforcements can help minimize the impact of hailstones and protect your roof from extensive damage.

Conclusion:

The 2023 Denver hail storm season left a significant mark on the community, with heavy rainfall and sizable hailstones causing substantial damage to roofs across the region. Homeowners should be aware of the potential consequences, including shingle damage, granule loss, structural issues, and water infiltration. By taking preventive measures such as regular roof inspections and using impact-resistant materials, homeowners can fortify their roofs against future hail storms and ensure the long-term protection of their properties. Stay prepared and safeguard your home from the unexpected forces of nature.

Disclaimer: The information provided in this article is based on available data and general knowledge. It is always advisable to consult with professionals in the roofing industry for specific advice and guidance tailored to your individual circumstances.

Legacy Roofing Architectural Products

Durable and cost-effective roofing products, Laminated Dimensional shingles offer distinctive styles and an enormous color selection. Our Laminated Dimensional shingles carry 30-year to lifetime manufacturer warranties and Class “A” Fire ratings. We offer innovative, energy-efficient materials such as the GAF Elk The Lifetime Roofing System, Help improve your home’s resale value with Timberline HD Shingles from GAF. Timberline High Definition Shingles with Advanced Protection Shingle Technology are the #1-selling shingles in Colorado. Timberline HD Shingles will not only protect your property but also beautify your home for years to come. Call for warranty details on all Legacy Roofing Products.

Legacy Roofing Products Outlined

Composite Slate

Made from innovative composite materials that are robust, fire resistant, and enduring, Lamarite Slate Composite Shingles offer the natural beauty of real slate with the performance of Lamarite. The shingles also provide extensive design versatility to individualize the look.

Composite Shake Roofing Products

Lamarite Shake Composite Shingles by TAMKO offer the natural beauty of shake without the safety concerns of real wood. The shingles are made from innovative composite materials that are robust, fire resistant, and enduring. They are available in three colors, Cedar, Dove Grey and Weathered Wood.

Laminated Asphalt

The American Heritage Series line of laminated asphalt shingles is recognized throughout the industry for quality in appearance and performance. Heritage Series shingles come in a variety of color options, including traditional Heritage Classic Colors or vibrant America’s Natural Colors designs.

3-Tab Asphalt

TAMKO 3-tab shingles are standard-size fiberglass shingles offered in a wide variety of colors to complement the exterior design of any home. Available in two weights, Elite Glass-Seal and Glass-Seal, these popular shingles provide economical and reliable roofing protection.
For a hassle-free quote, call (720) 682-2388

Legacy Roofing Insurance Claim Experts suggest to protect your property immediately against further damage. Use tarps or other materials to cover broken windows and damaged rooftops. Keep the receipts of any materials/roofing services that you purchase to make these repairs so your adjuster can review them and reimburse you for expenses covered by your policy.

Will Insurance Pay for a New Roof

Roof damage may not be as obvious as you would suppose. The damage that occurs to your roof is less obvious and more insidious than it might seem. When an asphalt roof is struck with hail, the copper coated stone granules are removed. This is critical. These granules are the ONLY UV protection your roof has, without them you are exposed.
While the damage doesn’t appear severe, this constitutes damage to your roof. Even minor damage like this WILL cause your roof to age prematurely and needs to be replaced. This roof was paid for by a roofing insurance claim.

Here is a wood shake roof that appears to be pretty severely damaged. Believe it or not, the insurance company did not want to pay to replace this roof. This is a good example of a time where it pays to have an expert on your side. The roof was fully paid for by insurance. Even small dents like these indicate that there was severe enough hail to damage the roof. Here you see very severe damage. Even while it may appear to be obvious, it can be helpful to have someone meet with your adjuster to ensure that all items are paid for fully so that every damaged item is replaced. If you do not appeal to the insurance company within 180 days typically, if you have damage that wasn’t found, you are out of luck. Knowing what constitutes damage is very important, as you can see here, these minor paint chips were caused by hail. While they might not look severe, they are indicative of much greater damage to the integrity of the paint and it has to be repainted to fix it. This paint was paid for by insurance. Having a knowledgeable Insurance Claims Expert to verify your adjuster’s scope of work is important. (We may offer to paint your home in these circumstances, but this is something you will work out with our representative based upon your needs.)

Roofing Insurance Claim

What is Replacement cost value?

Replacement Cost Value is the cost to repair the damaged item with an item of like kind and quality, without deduction for depreciation

What is depreciation?

Depreciation is the amount deducted from the replacement cost based upon the age and condition of the item being replaced.

What is actual cash value? (ACV)

Actual cash value is based on the cost to repair or replace the damaged item with an item of like kind and quality, less depreciation.
For a hassle-free quote, call (720) 682-2388

Why is my insurance not buying my roof?

Insurance Companies are not buying roofs that are out of the storm damaged areas. Most Roofing Companies do not have a well proven training system. They believe by just playing the numbers and odds by sending uneducated “salesmen” out to soak up as many homeowners in any given Colorado subdivision. Legacy Roofing strives very hard to give all of our team the best education to convey to our clients. We have a thorough 2 week training program that covers everything from the history of Legacy, roof diagram / measurements, to understanding the specific building line item on every claim.

• Hail Damage to Gutters
• How long have you been a policy holder
• Did you have a Legacy Rep meet adjuster to negotiate on your behalf

Roof Damage Insurance Claim Tips in Colorado

A Roofing Insurance Claim in Colorado abides by your policy that covers protection against damages to a house and its contents. Roofing Insurance Claims in Colorado law does not require a consumer to purchase homeowners insurance, but if your home is financed, the mortgage company will require coverage to protect their interest in the property.
There are various kinds of insurance claims including homeowner, condominium, renters and auto. All of these provide property and liability coverage. The property coverage will insure against perils such as hail, wind, vandalism, and theft. The liability coverage protects you in the event someone other than the insured is injured on your property.
Keep in mind that the most homeowner policies will not insure code coverage. If you need to purchase code coverage insurance, contact your company representative. Your policy contract will explain all of the insured coverage’s and exclusions.
Legacy Roofing reads your policy limitations and make sure you have up to date building code coverage. Legacy Roofing can answer any questions about Insurance Claims in Colorado by contacting your Insurance Company or you may contact the Colorado Division of Insurance at 303-894-7499 or at [email protected].

Hailstorm Hits Colorado on June 3rd, 2015

A Storm hailstorm leaves destruction in Colorado. Call Legacy Roofing for a Free Hail Damage Repair estimate.

720-541-5000

Hail Damage repair is the main reason why 68% of roofs are repaired in Colorado. Even pea sized hail will cause a dark area where the grains or granules of the shingle have been knocked off and the base of the shingle is exposed. Recent hail impacts have a shiny look because the base material has been freshly exposed, eventually the “bruised” area will become weathered. Legacy provides hail damage repair or replacement estimate.

Colorado Hail Damage Repair

How does hail damage affect my roof? Hail damage to asphalt shingles includes severe granule loss, material removal at the edges of the shingles and penetration. New asphalt shingles are more resistant to hail impact than older shingles since the asphalt becomes more brittle with age. Warmer shingles are more compliant and more resistant to fracture from hail when compared with colder shingles. Shingles rely on a structurally sound substrate for hail damage resistance. Flexible roof sheathing allows the shingles to flex during impact causing damage, while more rigid roof sheathing supports the shingle during impact resulting in less shingle damage.